Taxation

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Don't let Taxes Bite into your earnings

Save your tax

Last minute tax planning often leads to bad decisions. One that can lock up your
money for years or make your money grow at snail's pace.

How much you can save

Where to invest

Tax saving schemes

Check how much you can save

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Select your investment amount

Depending on your tax-slab, your savings under Sec 80C

If you are in 5% Slab

If you are in 20% Slab

If you are in 30% Slab

Get Schemes to Invest

Save smartly through ELSS

Equity linked saving schemes

Save tax

Lowest lock-in period

Returns are linked to
stock market and are tax-free

Equity Linked Savings Schemes (ELSS) is a mutual fund investment that reduces your taxable income by ` 1,50,000. With a minimum lock-in period of just 3 years, ELSS has the potential to earn higher returns than most other tax-saving options as most of the portfolio is invested in the stock market.

ELSS MF Schemes vs other Tax Saving Schemes

	ELSS	Tax-saving FD	ULIP	NSC	PPF	EPF
Lock-in period	3 years	5 years	5 years	5 years	15 years	Till termination of employment
Taxation aspect	Capital gains are taxable post 1 Lakh	Interest is taxable as per your IT slab	Maturity/claims proceed are tax-free	Interest is taxable as per your tax-slab	Interest is tax-free	Interest is tax-free^^
Returns (p.a.)	Market-linked#	7% to 9%	Market-linked	7.6%	7. 6%	8.55 %

	Lock-in period	Taxation aspect	Returns (p.a.)
ELSS	3 years	Capital gains are taxable post 1 Lakh	Market-linked#
Tax-saving FD	5 years	Interest is taxable as per your IT slab	6.0%^
ULIP	5 years	Maturity/claims proceed are tax-free	Market-linked
NSC	5/10 years	Interest is taxable as per your tax-slab	7.8%
PPF	15 years	Interest is tax-free	7.8 %
EPF	Till termination of employment	Interest is tax-free^^	8.65 %

# Return in market linked ELSS have been very good since inception. you are advice to check our ELSS return table before investing.

ELSS fund list

Invest in ELSS and don't miss the tax-saving deadline

Choose your investment type to show the scheme Lumpsum SIP Investment

Lumpsum SIP Investment

Select	Scheme name	Latest Nav	Return(%) 3 Months	Return(%) 6 Months	Return(%) 1 Year	Return(%) 3 Years	Enter Amount	Debit Date

www.birendrakumar.com is an online website of Birendra Kumar who is registered vide ARN : 78494 as a AMFI ( Association of Mutual Fund in India) Registered Mutual Fund Distributor since 02.02.2010. The current validity of ARN is 04.11.2026. We provide investment services to our clients, incidental to our primary activity.You can check the list of all mutual funds where we are acting as a distributor – fundlist.

We do not charge any advisory fees or transaction fees – directly or indirectly, because we earn commission from the funds which we distribute. You can check the commission disclosure sheet here at Commission Disclosure. Although we take our best attempt to ensure the suitability of the product being sold to you, but the same may not always be in the best of your interest.

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